Listings
Savings rates
Editorial averages from public surveys. Posted lender rows are labeled with an as-of date. Sponsored products never sit in the average.
FDIC national rates (published Sept. 21, 2026) and bank-published rates.
Compound interest calculator| Listing | Rate | Change | Note |
|---|---|---|---|
| Savings (national avg) | 0.37% | -1 bp | — |
| Interest checking | 0.07% | unchanged | — |
| Money market | 0.63% | unchanged | — |
| 1-year CD (national avg) | 1.73% | +2 bp | — |
| 3-year CD (national avg) | 1.36% | +2 bp | — |
| 5-year CD (national avg) | 1.38% | +2 bp | — |
| Top-5 online savings | 3.14% | Ally, Marcus and peers, Sept. 16 |
Advertised high-yield examples
Editorial examples from published surveys — not an offer. Paid placements appear separately and say Sponsored.
| Listing | Rate | Change | Note |
|---|---|---|---|
| Popular Direct 1-year CD | 4.50% | +10 bp | — |
| Popular Direct 3-year CD | 4.85% | +5 bp | — |
| Popular Direct 5-year CD | 5.00% | +5 bp | — |
| Top surveyed high-yield savings | 4.30% | Range 4.21–4.40% in June surveys; still the competitive band |