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Auto loan rates
Editorial averages from public surveys. Posted lender rows are labeled with an as-of date. Sponsored products never sit in the average.
| Listing | Rate | Change | Note |
|---|
| New-car average | 6.35% | | All credit tiers |
| Used-car average | 11.19% | | All credit tiers |
APR by credit tier
| Tier | New | Used |
|---|
| Superprime 781–850 | 4.41% | 6.29% |
| Prime 661–780 | 6.15% | 8.81% |
| Near-prime 601–660 | 9.71% | 13.93% |
| Subprime 501–600 | 13.52% | 19.10% |
| Deep subprime 300–500 | 16.11% | 21.62% |